Self-Directed Brokerage Accounts

Bring your 401(k) into your broader financial strategy with the flexibility and guidance of a self-directed brokerage account.

Let’s Explore Your Options

For many people, an employer-sponsored 401(k) is one of the largest assets they’ll build in their lifetime. Yet too often, it’s left out of the conversation when building a comprehensive financial plan.

You may be carefully planning around your investments, taxes, estate, retirement goals, and your future, while your 401(k) sits off to the side because it lives within an employer-sponsored plan.

Traditional 401(k)s are designed to be relatively straightforward, offering a small menu of investment options to choose from. But that simplicity can mean less opportunity for personalization, and less coordination with the rest of your financial strategy.

Your 401(k) may be employer-sponsored, but it’s still your money and your future. When possible, it should have the opportunity to work alongside the rest of your financial plan.

A More Connected Approach to Your 401(k)

For eligible employer-sponsored 401(k) plans, a Self-Directed Brokerage Account (SDBA) is an option within your existing plan that can give you access to a broader range of investments and allow your financial advisor to provide more personalized portfolio management.

That means your 401(k) doesn’t have to sit on the sidelines of your financial plan. Instead, it can become part of a more coordinated strategy that’s built around your goals and the future you’re planning for.

What Changes with a Self-Directed Brokerage Account?

An SDBA gives you and your financial advisor more flexibility in how your retirement benefits fit into your overall wealth management plan.

More Flexibility
Gain access to a broader range of investment options beyond your plan’s core menu.

Personalized Guidance
Work with your financial advisor on an investment strategy built around your broader financial picture.

Holistic Wealth Management
Coordinate your 401(k) with your other investments so they can work toward the same goals.

A Simplified Financial Picture
Bring more of your financial life into one strategy, so you always understand how the pieces work together.

Let’s Look at Your 401(k) Together

Bring Your Retirement Into the Bigger Picture

Self-Directed Brokerage Accounts aren’t available through every employer-sponsored retirement plan, and the options and features can vary from plan to plan. But finding out what’s available to you doesn’t have to be complicated.

01 | Check Eligibility
We’ll determine whether your employer-sponsored plan offers an SDBA and review the specific requirements.

02 | Set Up Your Account
If your plan is eligible, we’ll walk through your options and help you navigate the steps to establish your account.

03 | Implement Your Strategy
From there, we can develop and manage an investment strategy designed to complement your broader financial plan.

Your 401(k) shouldn’t be an afterthought. You spend years building it; it’s worth making sure it’s working toward the same future as the rest of your financial plan.

If you’re curious whether a Self-Directed Brokerage Account is available to you and how it could fit into your financial strategy, I’d love to help you explore your options.