About Our Team

I come from a family of entrepreneurs, growing up in a candy store and helping run the old Importer in Santa Clara, CA. These early experiences instilled in my brother and me a strong understanding of exceptional service.

Fast forward a few years (wink), and I find myself navigating multiple roles: a mother, a former divorcee, a daughter to aging parents, and a grandmother to four wonderful grandchildren. My own curiosity about how money works led me to a fulfilling career in financial services, where I’ve accumulated over 25 years of experience.

Throughout my career, I've learned that each person, family, and business owner has unique needs. For instance, my daughter, a prominent radiation doctor, has provided valuable insights into financial planning. I’ve also guided families through various life changes—whether it’s helping a client add a third child and plan for their education with a 529 plan, assisting a widow in managing her investment platform, or supporting retirees in understanding their 401(k)s, Social Security, and Medicare benefits to ensure they have a lifetime income they can’t outlive. I’ve even helped a business owner navigate a complex succession plan.

What unites all these experiences? Change—and all the challenges and opportunities it brings. I believe that our work thrives on mutual trust and respect, fostered through open communication. When you combine this foundation with knowledgeable advice, strategic investments, and excellent follow-through, collaboration flourishes.

Your needs and goals will always be at the heart of our relationship. My passion is helping you overcome fear and confusion through solid financial services. If you anticipate change in your life, let’s connect! Don’t wait—life doesn’t pause, and neither should you.

Kevin Gotto serves as the OSJ Branch Manager, providing compliance, supervisory, marketing, and sales support. Since 2009, he has been an integral part of our Office of Supervisory Jurisdiction (OSJ), and he is dedicated to assisting you with your financial needs.

Kevin offers securities and advisory services through Cetera Advisor Networks LLC, a member of FINRA/SIPC, and a registered broker/dealer and investment adviser. It’s important to note that Cetera operates independently from any other named entity.

Kevin Gotto serves as the OSJ Branch Manager, providing compliance, supervisory, marketing, and sales support. Since 2009, he has been an integral part of our Office of Supervisory Jurisdiction (OSJ), and he is dedicated to assisting you with your financial needs.

Kevin offers securities and advisory services through Cetera Advisor Networks LLC, a member of FINRA/SIPC, and a registered broker/dealer and investment adviser. It’s important to note that Cetera operates independently from any other named entity.