Blog
Welcome to the Agate Financial Partners blog.
What's on your mind? Changes in tax laws, financial wellness, and wealth planning can affect you as you prepare for retirement. Our blog will keep you up to date on things you need to know. And occasionally, we may have a little fun and share news and information about our community. Please keep checking in and we hope you enjoy it!
Check Your Withholding This Fall
How much are you withholding per paycheck?Is the amount too little? (Or too much?) Find out the answer before the year ends. You may not want to discover next year that your withholding amount for this year was too small. The IRS...
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Social Security COLA and Medicare Part B Premiums
The Social Security Administration recently announced that over 71 million Americans, including Social Security and Supplemental Security Income beneficiaries, will receive a 3.2% increase in their benefits for 2024.1 However, it is...
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Avoid These 3 Money Mistakes After 50
If you're approaching retirement, you're probably already familiar with some common steps to help you save money, including contributing to your retirement savings plans and avoiding early withdrawals or overly conservative investing...
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Dollars and Degrees: The Cost of Education
As we approach the back-to-school season, I wanted to discuss an important topic that might be on your mind: the cost of education. Whether you have children or grandchildren preparing for college or considering furthering your...
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A.I. Is Everywhere
If you've heard CEOs mention "A.I." multiple times during second-quarter conference calls, you're not imagining it. There have been an astounding 1,072 mentions of A.I. (and counting) so far.1 Some believe that A.I. has the potential...
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Avoid Common Missteps When Naming Beneficiaries
You already know that naming beneficiaries for your retirement accounts, life insurance policies and other assets is a critical component of estate planning. We want to call out a few common gaps we see in this process so you can avoid...
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Happy Pride 2023
June is Pride Month, a time to celebrate. Pride serves as a reminder of our progress in fostering a society that embraces people of all orientations, identities, and expressions. It is a time for us to honor the contributions,...
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Do You Have A Succession Plan for Your Business?
Start Creating Your Succession PlanAnd get your business ready for your retirement.You’ve worked for years building your business, hiring your employees, keeping up relationships with customers and running your company. But now...
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The Latest Social Security Predictions
Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...
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FDIC Insurance, SVB & Signature Bank
When events like Silicon Valley Bank (SVB) and Signature Bank happen, it's natural to wonder how a bank safeguards your funds. Fortunately, the Federal Deposit Insurance Corporation (FDIC) insurance was designed for this very reason:...
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6 Vital Questions You Need to Ask When Planning for Retirement
6 Questions to Ask When Planning for RetirementFinancial security in retirement doesn’t happen by accident. Planning for a financially independent retirement involves more than just putting money away into a savings account and...
Read MoreSECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...
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