How do I determine how much money I need to save for retirement?

There are many factors that go into determining how much you’ll need for your retirement. By working with a financial planner, we can look at your lifestyle, location, housing costs, and other additional factors to help you decide how much you’ll need. We can then help you build a comprehensive retirement plan that provides you with multiple income options.

What is a retirement planning advisor?

As your retirement planner, we help you prepare for and manage your finances during retirement. We help you navigate Social Security benefits, Medicare, your estate planning, and investment strategies. We will help you build a comprehensive plan for your income and expenses.

How can a CRPC financial planner help with retirement planning?

Agate Financial Partners specializes in retirement planning. Our Investment Executive, Lori Ellingson, is a Chartered Retirement Planning Counselor. This means that she is uniquely qualified to help you navigate your pre- and post-retirement needs.

When should I start saving for retirement?

It is generally recommended that Americans start planning for retirement in their twenties; however, the second-best time to start saving and planning for retirement is now. The earlier you can start saving and planning for retirement, the more your money can grow.

It’s never too late to build your retirement plan. We specialize in creating retirement plans that include multiple sources of income.

What are the biggest financial risks in retirement?

The biggest risks to your retirement include outliving your savings, inflation, health-care costs, market risk, and public policy risk. We take all of these into account when building your retirement plan so you can be as prepared and protected as possible.